
SETTLD Liquidity L2
Our mission is to safeguard consumer deposits and while unlocking institutional liquidity for regulated industries.
01
For Businesses
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Access to operational liquidity using pool infrastructure
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Instant reconciliation and business activity proof (zero-knowledge)
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Multi-chain stablecoin support (EVM, SVM, TVM)
02
For Liquidity Providers and Platforms
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Earn stablecoin yield from liquidity provision through pool infrastructure
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Deterministic profit sharing from earnings using liquidity pool infrastructure
03
For Customers
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Improved consumer security using third-party escrow
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Privacy preserving deposits and withdrawals
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Auto-settlement calculations triggered by trusted or decentralised oracles on service and product deliveries or irl events
04
For Agents
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Automatic and deterministic distribution of affiliate income
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Escrow settlement improve users' confidence, higher conversion through better security
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Recycle idle user deposits into agent-liquidity

SETTLD Infrastructure
Key Building Blocks
Built from the learnings in regulated industries, SETTLD focuses on retaining compliant to existing industry-specific regulations while transiting to web3 with the increasing use of stablecoin as a depositing and withdrawing currency.
01
Smart Contract Driven Escrow
Customer funds are deposited into non-custodial smart contracts instead of operator accounts, all while privacy-preserving. This eliminates counterparty risk while ensuring deposits are always verifiably safe.
02
L2 Settlement & Liquidity Layer
Proof-of-Authority Layer 2 with Proof-of-Stake guarantees keeps state, processes balances, and anchors to L1 for final settlement. Businesses can collateralise balances and tap liquidity pools without compromising solvency.
03
zk-Based Solvency Proofs
Balances and liabilities are continuously proven with zero-knowledge cryptography. Regulators, lenders + liquidity providers, businesses, and consumers can verify solvency without exposing sensitive customer or business data.
04
Oracle & Data Ingestion Layer
IRL events, transactions, and settlement records are ingested via secure oracles. This provides trusted, tamper-resistant feeds into the protocol, enabling automated reconciliation.

SETTLD Token
PoS Node Consensus
Secures PoS consensus: validators stake, earn rewards, risk slashing, anchoring solvency proofs, oracle integrity, and L2 finality guarantees.
Stakeholder Participation
Powers participation: governance votes, fee rebates, affiliate staking, and liquidity mining align businesses, LPs, agents, and customers network.
Staking Requirement
Businesses and agents stake tokens to access pools, higher limits, and service tiers; misconduct risks slashing, enforcing compliance and performance.